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BitcoinXRP LedgerEstablished

Bitcoin to XRP bridge

There is no bridge from Bitcoin to the XRP Ledger. You swap BTC into XRP paid to your XRP address. THORChain and NEAR Intents give good rates without an account, ChangeNOW and SideShift are the simplest, and exchanges suit large amounts. A new XRP address needs at least 1 XRP to activate, and exchange deposits usually require a destination tag.

Reviewed October 28, 2026 ยท 6 solutions checked

On this page
  1. Where to transfer
  2. Short answer
  3. Why this route is difficult
  4. Possible approaches
  5. Options compared
  6. Working solutions
  7. How to move Bitcoin to XRP Ledger
  8. Fees and timing
  9. Common mistakes
  10. Before you transfer
  11. FAQ
  12. Related routes

Where to transfer

Services that handle this route. Links open the official sites and partner links are marked. Order and reviews are never paid for.

Short answer

You send BTC from a Bitcoin wallet and receive XRP on an XRP Ledger address starting with r, in Xaman, Trust Wallet, Ledger or an exchange account.

Bitcoin and the XRP Ledger cannot verify each other, so this route is always a swap.

Key facts
Official bridgeNone
Starting assetNative BTC
ResultXRP on the XRP Ledger
Account reserve1 XRP to activate a new address
Addressesbc1... on Bitcoin, r... on XRP Ledger
Usual time20 to 60 minutes, mostly waiting for Bitcoin confirmations

Why this route is difficult

Every route depends on a service, a or that pay out XRP on the XRP Ledger.

A new XRP address is inactive until it holds the reserve, currently 1 XRP. Deposits to exchanges also need the right .

Possible approaches

1Cross-chain swap

THORChain swaps for XRP through its pools, and NEAR Intents uses solvers.

Trade-offNo account and fair rates, but minimum amounts apply.

2Instant exchange

ChangeNOW or SideShift give you a Bitcoin deposit address and send XRP.

Trade-offVery simple, but the service holds funds during the swap.

3Centralized exchange

Deposit BTC, trade for XRP and withdraw to your XRP address.

Trade-offCheapest for large amounts, but needs a verified account.

Options compared

OptionYou getTypical timeCostBest for
Cross-chain swapXRP20 to 60 minutesPool fee or solver spreadNo account, fair rate
Instant exchangeXRP20 to 60 minutesSpread in the rateSimplicity
Centralized exchangeXRPDepends on the exchangeTrading fee plus XRP withdrawal feeLarge amounts

Working solutions

SolutionYou receiveCustody / verificationNotes
THORChainXRPTHORChain Native BTC to XRP through liquidity pools.
NEAR IntentsXRPSolver networkSolvers deliver XRP after your BTC deposit.
ChangeNOWXRPService holds funds during the swapBTC to XRP without an account.
SideShiftXRPService holds funds during the swapSimple BTC to XRP shifts.
RangoXRPDepends on the selected route comparing several routes.
Centralized exchangesXRPExchange holds fundsDeposit BTC, trade, withdraw XRP.

How to move Bitcoin to XRP Ledger

Swap BTC into XRP

  1. 1

    Prepare an XRP address

    Copy your r... address. If it is an exchange address, also copy the destination tag.

  2. 2

    Pick a service

    Open THORChain via a wallet interface, NEAR Intents, ChangeNOW or SideShift and choose BTC to XRP.

  3. 3

    Send BTC

    Paste your XRP address and tag, check the quote and send BTC from your Bitcoin wallet.

  4. 4

    Wait for XRP

    After Bitcoin , XRP arrives within seconds. Check it on an XRP Ledger explorer.

Fees and timing

The Bitcoin depends on load.

The quote includes the pool fee, solver spread or service spread.

XRP Ledger fees are tiny, but a new address must hold the 1 XRP reserve.

Common mistakes

  • Forgetting the destination tag when sending to an exchange.
  • Sending less than the reserve to a brand new address.
  • Pasting a Bitcoin address where an XRP address is required.

Before you transfer

  • Try a small amount first.
  • Compare a couple of quotes: rates on BTC to XRP differ.
  • Most of the waiting time is Bitcoin confirmations, not the XRP payout.

Frequently asked questions

No. You swap BTC for XRP using a cross-chain service or an exchange.

A number that identifies your account at an exchange. Without it the deposit may not be credited.

The XRP Ledger requires a reserve to keep an account active.

Usually 20 to 60 minutes, mostly waiting for Bitcoin confirmations.